for Arcadia, Pasadena, Sacramento, San Diego, San Jose & Ventura and other communities throughout the state of California.
Fidelity 1st Funding is a leading resource for debt consolidation loans in San Jose, San Diego, Sacramento, Arcadia, Ventura, and other communities throughout the state of California.
There are many different reasons why people can fall into debt that is hard to manage. A job loss can result in a lot of credit card usage, and some individuals who are having financial difficulties obtain more and more lines of credit to try to get by. There is also the matter of medical expenses. People sometimes get in over their heads because they do not have health insurance, and even if you have coverage, deductibles, copayments, and high pharmaceutical costs can add up considerably.
Credit card companies are in business to make maximum profits, so they typically charge high rates of interest. This is especially true if you have less-than-perfect credit when you apply for a card. Of course, credit card debt is not the only type of debt that you may have incurred.
Fortunately, we can provide a solution that can help you reduce the strain. We offer debt consolidation loans, and we are committed to helping people who have low credit scores. Our company will work hard to get you the lowest interest rate that is available when we obtain a debt consolidation loan for you.
The fact that you will be putting out less money every month to keep your debt current is the primary advantage, but there are a couple of others. It is extremely tedious and time-consuming to keep track of numerous different bills every month, and it can sometimes be confusing with many different due dates. When you obtain a debt consolidation loan through us, everything is simplified and streamlined, and you will always know exactly when your loan payment is due.
There is also the matter of your credit score. One of the major components that credit reporting bureaus utilize is your credit utilization ratio. The more available credit that you have, the better. If you are at or near your credit limit on all of your cards, your credit score will suffer. On the other hand, if you take out a debt consolidation loan, you could pay off all the credit cards, and this may have a positive impact on your score.
Let’s Get Started!
If you would like to discuss a California debt consolidation loan with the knowledgeable member of our team, give us a call at 844-664-8048.